top of page

LOANS

Unlock the door to your dream home with our flexible, affordable house loan programs tailored to fit your needs.

Stated Income Loan

A stated income loan is designed for borrowers who may not show enough income on their tax returns to qualify for traditional financing. Instead of verifying income through W-2s or tax documents, lenders rely on the borrower's stated income and other qualifying factors like credit score and assets. This type of loan is especially useful for self-employed individuals or business owners with significant write-offs. 

Bridge Loan

A bridge loan offers fast, short-term financing to help borrowers quickly secure a new property while waiting for their current one to sell. With funding available in as little as 5 days and minimal documentation required, it's an ideal solution for time-sensitive transactions. This type of loan is especially useful in competitive markets or urgent closing situations. 

Conforming Loan

Our house loan program is designed to help individuals and families finance the purchase of their dream home with flexible terms and competitive rates. Whether you're a first-time buyer or upgrading to a new property, we offer a range of options to fit your financial needs. The application process is straightforward, with personalized guidance every step of the way. With our support, owning a home is more accessible than ever.

Offices
Modern Architecture

Lydia Chen

Phone:  626. 213. 7210

lydiachenrealtor@gmail.com 

City of Industry

17890 Castleton St Suite #138

City of Industry, CA 91748

Arcadia

2633 S Baldwin Ave

Arcadia, CA 91007

Irvine

880 Roosevelt Ste#200

Irvine, CA 92620

©2019 by Lydia CA Estates

bottom of page